/* Carrollton TX Water Damage, "North Dallas suburban-tech" design system.
   Cobalt + mesquite tan + cool white; dashboard vocabulary (readouts, grid ground, progress track).
   Inter Tight headings over Cardo body. Body text never antialiased; content text >= 16px, near-ink. */

@font-face{font-family:"Inter Tight";src:url(../fonts/intertight-500-800.woff2?v=f5af7a76) format("woff2");font-weight:500 800;font-style:normal;font-display:swap}
@font-face{font-family:"Cardo";src:url(../fonts/cardo-400.woff2?v=06eb267d) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Cardo";src:url(../fonts/cardo-700.woff2?v=fe3801c1) format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Cardo";src:url(../fonts/cardo-400-italic.woff2?v=12d01bc8) format("woff2");font-weight:400;font-style:italic;font-display:swap}

:root{
  --cobalt:#2446a8; --cobalt-700:#1c3585; --navy:#152a66; --navy-900:#0f1f4d;
  --tan:#c79a5b; --tan-ink:#6b4a1c; --tan-soft:#dfc39a;
  --ground:#f5f7fb; --steel:#e8edf6; --line:#cfd8ea; --white:#ffffff;
  --ink:#141b2d; --ink-2:#2f3a55; --on-dark:#eef2fa; --on-dark-2:#cfd8ea;
  --head:"Inter Tight",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;
  --body:"Cardo",Georgia,"Times New Roman",serif;
  --r:10px; --r-sm:6px;
  --shadow:0 1px 0 var(--line),0 10px 28px rgba(21,42,102,.09);
  --gutter:24px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--ground);color:var(--ink);font-family:var(--body);font-size:19px;line-height:1.7}
img{max-width:100%;height:auto;display:block}
a{color:var(--cobalt)}
a:hover{color:var(--cobalt-700)}
h1,h2,h3,h4{font-family:var(--head);color:var(--ink);line-height:1.15;margin:0 0 .5em;letter-spacing:-.015em}
h2{font-size:clamp(1.65rem,2.6vw,2.25rem);font-weight:800}
h3{font-size:1.18rem;font-weight:700}
p{margin:0 0 1em}
ul,ol{margin:0 0 1em;padding-left:1.2em}
svg{fill:currentColor}
.wrap{max-width:1200px;margin:0 auto;padding:0 var(--gutter)}
.skip-link{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:10px 14px;z-index:300}
.skip-link:focus{left:10px}

/* generic in-content icon sizing guard (anti-balloon) */
.btn svg,.chip svg,.textlink svg,.textcta svg,.bc svg,.gsearch svg,.callbar svg,.hdr-phone svg,.reach__row svg,
.risk__list svg,.claimlist svg,.svc-card__go svg,.rel-card__go svg,.risk__panel h3 svg,.ccard h2 svg,a[href^="tel:"] svg{width:1.15em;height:1.15em;flex:0 0 auto}

/* ---------- status strip + header ---------- */
.status{background:var(--navy-900);color:var(--on-dark);font-family:var(--head);font-size:13.5px;font-weight:600;letter-spacing:.02em}
.status__row{display:flex;align-items:center;gap:10px;min-height:34px;white-space:nowrap;overflow:hidden}
.status__dot{width:8px;height:8px;border-radius:50%;background:var(--tan);box-shadow:0 0 0 3px rgba(199,154,91,.3);flex:0 0 auto}
.status__sep{color:var(--tan-soft)}
.status__wide{display:inline-flex;gap:10px}
.site-header{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:60}
.hdr{display:flex;align-items:center;gap:20px;min-height:76px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink);flex:0 1 auto;min-width:0}
.brand__mark{width:44px;height:44px;flex:0 0 auto}
.brand__text{display:flex;flex-direction:column;min-width:0}
.brand__name{font-family:var(--head);font-weight:800;font-size:18px;line-height:1.15;letter-spacing:-.01em}
.brand__tag{font-family:var(--head);font-size:12.5px;font-weight:600;color:var(--ink-2)}
.nav{display:flex;align-items:center;gap:2px;margin-left:auto}
.nav>a,.drop>a{font-family:var(--head);font-weight:600;font-size:15.5px;color:var(--ink-2);text-decoration:none;padding:10px 12px;border-radius:8px;white-space:nowrap;display:inline-flex;align-items:center;gap:6px}
.drop>a::after{content:"";width:7px;height:7px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-2px)}
.nav>a:hover,.drop>a:hover,.drop.is-open>a{color:var(--cobalt);background:var(--steel)}
.drop{position:relative}
.drop__menu{display:none;position:absolute;top:100%;left:0;min-width:310px;background:var(--white);border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);padding:8px;max-height:min(72vh,560px);overflow-y:auto;overscroll-behavior:contain;z-index:80}
.drop__menu::before{content:"";position:absolute;left:0;right:0;top:-10px;height:10px}
.drop.is-open .drop__menu{display:grid}
.drop__menu a{font-family:var(--head);font-size:15px;font-weight:600;color:var(--ink);text-decoration:none;padding:9px 12px;border-radius:6px;border-left:3px solid transparent}
.drop__menu a:hover{background:var(--steel);border-left-color:var(--tan);color:var(--cobalt-700)}
@media (hover:hover) and (min-width:1101px){.drop:hover .drop__menu{display:grid}}
.menu-close{display:none}
.hdr__cta{display:flex;align-items:center;gap:10px;flex:0 0 auto}
.hdr-phone{display:grid;grid-template-columns:auto auto;grid-template-rows:auto auto;column-gap:10px;align-items:center;background:var(--cobalt);color:#fff;text-decoration:none;border-radius:var(--r);padding:8px 16px 8px 14px;box-shadow:0 6px 16px rgba(36,70,168,.25)}
.hdr-phone:hover{background:var(--cobalt-700);color:#fff}
.hdr-phone__dot{grid-row:1/3;width:10px;height:10px;border-radius:50%;background:var(--tan);box-shadow:0 0 0 4px rgba(199,154,91,.28)}
.hdr-phone__ic{display:none}
.hdr-phone__num{font-family:var(--head);font-weight:800;font-size:19px;line-height:1.1;letter-spacing:.01em;white-space:nowrap}
.hdr-phone__lbl{font-family:var(--head);font-size:12px;font-weight:700;color:var(--tan-soft);text-transform:uppercase;letter-spacing:.08em;line-height:1.2}
.nav-toggle{display:none;width:44px;height:44px;border:1px solid var(--line);border-radius:8px;background:var(--white);cursor:pointer;padding:0;flex-direction:column;justify-content:center;align-items:center;gap:5px}
.nav-toggle span{display:block;width:20px;height:2px;background:var(--ink);border-radius:2px;transition:transform .2s,opacity .2s}

@media (max-width:1100px){
  .nav{display:none}
  .nav-toggle{display:flex}
  body.is-menu{overflow:hidden}
  body.is-menu .nav{display:flex;flex-direction:column;align-items:stretch;gap:0;position:fixed;inset:0;background:var(--navy);z-index:200;padding:76px 22px 110px;overflow-y:auto;margin:0}
  body.is-menu .nav>a,body.is-menu .drop>a{color:var(--on-dark);font-size:19px;padding:15px 6px;border-bottom:1px solid rgba(207,216,234,.18);border-radius:0;justify-content:space-between;width:100%}
  body.is-menu .nav>a:hover,body.is-menu .drop>a:hover,body.is-menu .drop.is-open>a{background:transparent;color:#fff}
  body.is-menu .drop__menu{position:static;box-shadow:none;border:0;background:rgba(255,255,255,.06);max-height:none;min-width:0;padding:6px 0 10px;border-radius:0}
  body.is-menu .drop__menu::before{display:none}
  body.is-menu .drop__menu a{color:var(--on-dark);font-size:16.5px;padding:11px 14px;border-left:3px solid transparent}
  body.is-menu .drop__menu a:hover{background:transparent;color:#fff;border-left-color:var(--tan)}
  body.is-menu .menu-close{display:flex;position:absolute;top:16px;right:16px;width:46px;height:46px;border:1px solid rgba(255,255,255,.35);border-radius:10px;background:transparent;color:#fff;align-items:center;justify-content:center;cursor:pointer}
  .menu-close svg{width:26px;height:26px;fill:none;stroke:#fff;stroke-width:2.4;stroke-linecap:round}
}
@media (max-width:600px){
  :root{--gutter:16px}
  .hdr{gap:10px;min-height:64px}
  .brand{gap:8px}
  .brand__mark{width:36px;height:36px}
  .brand__name{font-size:15px}
  .brand__tag{display:none}
  .hdr-phone{padding:7px 12px 7px 10px;column-gap:8px}
  .hdr-phone__num{font-size:15.5px}
  .hdr-phone__lbl{display:none}
  .hdr-phone__dot{grid-row:auto;width:8px;height:8px}
  .status__wide{display:none}
}
@media (max-width:430px){
  .brand__name{font-size:14px;max-width:132px}
  .hdr-phone{grid-template-columns:auto;padding:0;width:44px;height:44px;place-items:center;border-radius:10px}
  .hdr-phone__dot,.hdr-phone__num{display:none}
  .hdr-phone__ic{display:flex}
  .hdr-phone__ic svg{width:22px;height:22px}
}

/* ---------- shared type bits ---------- */
.eyebrow,.kicker{display:inline-flex;align-items:center;gap:8px;font-family:var(--head);font-weight:700;font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--cobalt-700);margin-bottom:12px}
.eyebrow::before,.kicker::before{content:"";width:9px;height:9px;background:var(--tan);border-radius:2px;flex:0 0 auto}
.kicker--light{color:var(--tan-soft)}
.sec-head{max-width:760px;margin-bottom:30px}
.sec-head p{color:var(--ink-2);font-size:19px;margin:0}
.sec-head--row{max-width:none;display:grid;grid-template-columns:1.2fr 1fr;gap:28px;align-items:end}
.sec-head--row h2{margin:0}
.band{padding:72px 0}
.band--steel{background:var(--steel)}
.band--navy{background:var(--navy);color:var(--on-dark)}
.band--navy h2,.band--navy h3{color:#fff}
.band--navy p{color:var(--on-dark)}
.band--navy .kicker{color:var(--tan-soft)}
.textlink{display:inline-flex;align-items:center;gap:6px;font-family:var(--head);font-weight:700;font-size:16px;color:var(--cobalt);text-decoration:underline;text-underline-offset:3px}
.textcta{display:inline-flex;align-items:center;gap:10px;margin-top:22px;font-family:var(--head);font-weight:800;font-size:18px;color:var(--cobalt-700);text-decoration:underline;text-underline-offset:4px}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:12px;font-family:var(--head);font-weight:700;font-size:17px;line-height:1.2;text-decoration:none;border-radius:var(--r);padding:14px 22px;border:0;cursor:pointer;transition:background .15s,transform .15s}
.btn:hover{transform:translateY(-1px)}
.btn--cobalt{background:var(--cobalt);color:#fff;box-shadow:0 8px 20px rgba(36,70,168,.28)}
.btn--cobalt:hover{background:var(--cobalt-700);color:#fff}
.btn--tan{background:var(--tan);color:var(--navy-900)}
.btn--tan:hover{background:#d4ab72;color:var(--navy-900)}
.btn--lg{padding:15px 24px}
.btn--lg svg{width:1.5em;height:1.5em}
.btn--block{width:100%;justify-content:center}
.btn__stack{display:flex;flex-direction:column;align-items:flex-start}
.btn__num{font-size:23px;font-weight:800;letter-spacing:.01em}
.btn__sub{font-size:14.5px;font-weight:600}

/* ---------- chips ---------- */
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:20px}
.chip{display:inline-flex;align-items:center;gap:7px;background:var(--white);border:1px solid var(--line);border-radius:var(--r-sm);padding:7px 12px;font-family:var(--head);font-weight:600;font-size:14.5px;color:var(--ink);line-height:1.2}
.chip svg{color:var(--cobalt)}

/* ---------- hero console ---------- */
.console{background-color:var(--ground);background-image:linear-gradient(rgba(36,70,168,.06) 1px,transparent 1px),linear-gradient(90deg,rgba(36,70,168,.06) 1px,transparent 1px);background-size:24px 24px;padding:52px 0 60px;border-bottom:1px solid var(--line)}
.console__grid{display:grid;grid-template-columns:1.05fr .95fr;gap:52px;align-items:center}
.console__copy{min-width:0}
.console h1{font-size:clamp(2.1rem,4vw,3.25rem);font-weight:800;line-height:1.06;letter-spacing:-.025em;margin-bottom:.4em}
.console__lead{font-size:20px;color:var(--ink-2);max-width:34em;margin-bottom:24px}
.console__media{min-width:0}
.panel{position:relative;margin:0;background:var(--white);border:1px solid var(--line);border-radius:14px;padding:10px;box-shadow:var(--shadow)}
.panel img{border-radius:8px;width:100%}
.panel__tag{position:absolute;top:22px;left:22px;background:var(--navy-900);color:#fff;font-family:var(--head);font-weight:700;font-size:13px;padding:6px 10px;border-radius:6px;letter-spacing:.02em}
.panel__readouts{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:10px}
.panel__readouts span{background:var(--ground);border:1px solid var(--line);border-radius:8px;padding:9px 12px;font-family:var(--head);font-weight:700;font-size:15px;color:var(--ink);line-height:1.25}
.panel__readouts b{display:block;font-size:11.5px;text-transform:uppercase;letter-spacing:.1em;color:var(--tan-ink);margin-bottom:3px}
.bc{display:flex;flex-wrap:wrap;align-items:center;gap:6px;font-family:var(--head);font-size:14px;font-weight:600;color:var(--ink-2);margin-bottom:16px}
.bc a{color:var(--cobalt)}
.bc svg{width:14px;height:14px;color:var(--ink-2)}

/* ---------- readouts (data strip + service readbar) ---------- */
.datastrip{background:var(--navy);padding:26px 0}
.datastrip__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.readout{position:relative;background:#213573;border:1px solid rgba(207,216,234,.22);border-radius:var(--r);padding:16px 18px 16px 20px;display:flex;flex-direction:column;gap:2px;min-width:0}
.readout::before{content:"";position:absolute;left:0;top:14px;width:4px;height:26px;background:var(--tan);border-radius:0 3px 3px 0}
.readout__k{font-family:var(--head);font-weight:700;font-size:12.5px;text-transform:uppercase;letter-spacing:.1em;color:var(--tan-soft)}
.readout__v{font-family:var(--head);font-weight:800;font-size:26px;color:#fff;line-height:1.15;font-variant-numeric:tabular-nums}
.readout__s{font-family:var(--head);font-size:15px;font-weight:500;color:var(--on-dark-2);line-height:1.4}
.readbar{background:var(--navy);padding:22px 0}
.readbar__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.readbar .readout__v{font-size:19px}

/* ---------- services grid ---------- */
.svc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.svc-card{display:flex;flex-direction:column;background:var(--white);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;text-decoration:none;color:var(--ink);box-shadow:0 1px 0 var(--line);transition:transform .15s,box-shadow .15s;min-width:0}
.svc-card:hover{transform:translateY(-2px);box-shadow:var(--shadow);color:var(--ink)}
.svc-card__img{display:block;aspect-ratio:16/10;overflow:hidden;background:var(--steel)}
.svc-card__img img{width:100%;height:100%;object-fit:cover}
.svc-card__body{display:flex;flex-direction:column;gap:6px;padding:16px 18px 18px;flex:1}
.svc-card__code{font-family:var(--head);font-weight:700;font-size:12px;letter-spacing:.12em;color:var(--tan-ink)}
.svc-card__t{font-family:var(--head);font-weight:800;font-size:18px;line-height:1.2;color:var(--ink)}
.svc-card__d{font-size:16.5px;line-height:1.5;color:var(--ink-2)}
.svc-card__go{margin-top:auto;padding-top:6px;display:inline-flex;align-items:center;gap:4px;font-family:var(--head);font-weight:700;font-size:15px;color:var(--cobalt)}
.svc-card--feat{grid-column:span 2;flex-direction:row}
.svc-card--feat .svc-card__img{flex:0 0 48%;aspect-ratio:auto;min-height:220px}
.svc-card--feat .svc-card__t{font-size:22px}
.svc-card--feat .svc-card__body{padding:22px 24px}

/* ---------- first steps ---------- */
.checkpanel{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:0;background:var(--white);border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.checkpanel li{display:flex;gap:14px;align-items:flex-start;padding:22px 20px;border-right:1px solid var(--line)}
.checkpanel li:last-child{border-right:0}
.checkpanel p{margin:0;font-size:17.5px;line-height:1.55}
.stepno{flex:0 0 auto;width:34px;height:34px;border-radius:8px;background:var(--cobalt);color:#fff;font-family:var(--head);font-weight:800;font-size:16px;display:inline-flex;align-items:center;justify-content:center}

/* ---------- dry-out pipeline ---------- */
.pipeline{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:p}
.pipeline li{position:relative;background:var(--white);border:1px solid var(--line);border-top:4px solid var(--cobalt);border-radius:var(--r);padding:20px 20px 18px}
.pipeline li:not(:last-child)::after{content:"";position:absolute;right:-14px;top:30px;width:10px;height:10px;border-top:3px solid var(--tan);border-right:3px solid var(--tan);transform:rotate(45deg)}
.pipeline__n{font-family:var(--head);font-weight:800;font-size:14px;color:var(--tan-ink);letter-spacing:.1em}
.pipeline h3{margin:6px 0 8px;font-size:19px}
.pipeline p{margin:0;font-size:17px;line-height:1.55;color:var(--ink)}

/* ---------- standard rows ---------- */
.std__head{margin-bottom:22px}
.std__rows{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.std-row{display:flex;gap:16px;align-items:flex-start;background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:20px}
.std-row h3{margin:0 0 6px;font-size:18px}
.std-row p{margin:0;font-size:17px;line-height:1.55;color:var(--ink)}
.ic{display:inline-flex;align-items:center;justify-content:center;flex:0 0 auto}
.ic--tile{width:46px;height:46px;border-radius:10px;background:var(--steel);color:var(--cobalt)}
.ic--tile svg{width:24px;height:24px}
.band--navy .std-row{background:#213573;border-color:rgba(207,216,234,.22)}
.band--navy .std-row p{color:var(--on-dark)}
.band--navy .ic--tile{background:rgba(199,154,91,.18);color:var(--tan-soft)}
.split2 .std--inline .std__rows{grid-template-columns:1fr}
.split2 .std-row{padding:16px 18px}

/* ---------- cost meters ---------- */
.cost__answer{font-size:20px;max-width:52em;background:var(--white);border-left:5px solid var(--tan);padding:18px 22px;border-radius:0 var(--r) var(--r) 0;margin-bottom:26px}
.meters{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.meter{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:22px}
.meter h3{font-size:17px;margin:0 0 4px;color:var(--ink-2)}
.meter__range{font-family:var(--head);font-weight:800;font-size:27px;color:var(--cobalt-700);font-variant-numeric:tabular-nums}
.meter__bar{height:8px;background:var(--steel);border-radius:6px;margin:12px 0 14px;overflow:hidden}
.meter__bar span{display:block;height:100%;background:linear-gradient(90deg,var(--cobalt),var(--tan));border-radius:6px}
.meter--1 .meter__bar span{width:33%}
.meter--2 .meter__bar span{width:64%}
.meter--3 .meter__bar span{width:94%}
.meter ul{margin:0;padding-left:1.1em}
.meter li{font-size:17px;line-height:1.5}
.cost__note{margin:22px 0 0;font-size:17.5px;color:var(--ink)}

/* ---------- insurance documentation ---------- */
.claimdoc__grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.claimdoc__note{background:var(--steel);border-radius:var(--r);padding:16px 18px;font-size:17.5px}
.claimlist{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.claimlist li{display:flex;gap:12px;align-items:center;background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:14px 16px;font-family:var(--head);font-weight:600;font-size:17px;line-height:1.4}
.claimlist svg{color:#fff;background:var(--cobalt);border-radius:6px;padding:3px;width:26px;height:26px}

/* ---------- gallery mosaic ---------- */
.mosaic{display:grid;grid-template-columns:repeat(3,1fr);grid-auto-rows:170px;gap:12px}
.mosaic__item{margin:0;border-radius:var(--r);overflow:hidden;background:var(--white);border:1px solid var(--line)}
.mosaic__item img{width:100%;height:100%;object-fit:cover}
.mosaic__item--wide{grid-column:span 2}
.mosaic__item--tall{grid-row:span 2}

/* ---------- water categories ---------- */
.wcat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.wcat-card{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:22px;border-top:6px solid var(--cobalt)}
.wcat-card--2{border-top-color:var(--tan)}
.wcat-card--3{border-top-color:var(--navy-900)}
.wcat-card__tag{font-family:var(--head);font-weight:800;font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:var(--tan-ink)}
.wcat-card h3{margin:4px 0 8px;font-size:21px}
.wcat-card p{font-size:17.5px;line-height:1.55;margin:0 0 10px}

/* ---------- coverage ---------- */
.cov__grid{display:grid;grid-template-columns:1.1fr .9fr;gap:30px;align-items:start}
.cov__map,.cov-mini__map{border-radius:var(--r);overflow:hidden;border:1px solid var(--line);background:var(--steel);min-width:0}
.cov__map iframe,.cov-mini__map iframe,.foot-map iframe{display:block}
.cov__data h3{font-size:16px;text-transform:uppercase;letter-spacing:.08em;color:var(--ink-2);margin:0 0 10px}
.cov__data h3:not(:first-child){margin-top:20px}
.zipgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(88px,1fr));gap:8px}
.zip{font-family:var(--head);font-weight:700;font-size:16px;text-align:center;background:var(--white);border:1px solid var(--line);border-radius:6px;padding:8px 4px;color:var(--ink-2)}
.zip--pay{background:var(--cobalt);border-color:var(--cobalt);color:#fff}
.chipset{display:flex;flex-wrap:wrap;gap:8px}
.chip--area{background:var(--steel);border-color:var(--steel);font-size:15px}
.cov-mini__grid{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:center}
.cov-mini__note h2{font-size:clamp(1.45rem,2.2vw,1.9rem)}
.cov-mini__note p{font-size:18px}

/* ---------- reach ---------- */
.reach__grid{display:grid;grid-template-columns:1.2fr .8fr;gap:44px;align-items:center}
.reach__card{background:#213573;border:1px solid rgba(207,216,234,.25);border-radius:14px;padding:24px;display:flex;flex-direction:column;gap:10px}
.reach__name{font-family:var(--head);font-weight:800;font-size:20px;color:#fff}
.reach__row{display:flex;align-items:center;gap:10px;font-family:var(--head);font-weight:600;font-size:17px;color:var(--on-dark)}
.reach__row svg{color:var(--tan-soft)}
.reach__row a{color:#fff;font-weight:800;font-size:20px}

/* ---------- local risk ---------- */
.risk__split{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.risk__panel{display:grid;grid-template-columns:44% 1fr;gap:18px;align-items:center;border-radius:14px;padding:16px;background:var(--white);border:1px solid var(--line)}
.risk__panel--hail{border-left:6px solid var(--cobalt)}
.risk__panel--slab{border-left:6px solid var(--tan)}
.risk__panel img{border-radius:8px;width:100%;height:170px;object-fit:cover}
.risk__panel h3{display:flex;gap:8px;align-items:center;font-size:18px;margin:0 0 6px}
.risk__panel h3 svg{color:var(--cobalt)}
.risk__panel--slab h3 svg{color:var(--tan-ink)}
.risk__panel p{margin:0;font-size:17px;line-height:1.55}
.risk__list{list-style:none;padding:0;margin:20px 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.risk__list li{display:flex;gap:10px;align-items:flex-start;background:var(--steel);border-radius:var(--r);padding:14px 16px;font-size:17px;line-height:1.5}
.risk__list svg{color:var(--cobalt);margin-top:4px}
.about__list{grid-template-columns:repeat(3,1fr)}
.band--steel .risk__list li{background:var(--white)}

/* ---------- FAQ ---------- */
.faq__grid{display:grid;grid-template-columns:1fr 340px;gap:40px;align-items:start}
.faq__main{min-width:0}
.faq__list{display:grid;gap:10px}
.faq-item{background:var(--white);border:1px solid var(--line);border-radius:var(--r)}
.faq-item summary{cursor:pointer;list-style:none;padding:16px 50px 16px 18px;position:relative;font-family:var(--head);font-weight:700;font-size:17.5px;line-height:1.35;color:var(--ink)}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";position:absolute;right:16px;top:12px;width:26px;height:26px;border-radius:6px;background:var(--steel);color:var(--cobalt);font-size:20px;line-height:26px;text-align:center}
.faq-item[open] summary::after{content:"\2212"}
.faq-item__a{padding:0 18px 4px}
.faq-item__a p{font-size:17.5px;line-height:1.6}
.faq__card{position:sticky;top:100px;background:var(--navy);color:var(--on-dark);border-radius:14px;padding:24px}
.faq__card h3{color:#fff;font-size:22px}
.faq__card p{color:var(--on-dark);font-size:17px}

/* ---------- CTA band ---------- */
.cta-band{background:var(--navy-900);color:var(--on-dark);padding:56px 0;border-top:6px solid var(--tan)}
.cta-band__grid{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
.cta-band h2{color:#fff}
.cta-band p{color:var(--on-dark);font-size:18.5px}
.cta-band__act{display:flex;flex-direction:column;align-items:flex-start;gap:12px}
.cta-band__meta{font-family:var(--head);font-size:15px;font-weight:600;margin:0;color:var(--on-dark-2)}

/* ---------- find us on Google (keyword search) ---------- */
.gsearch{display:inline-flex;align-items:center;gap:8px;font-family:var(--head);font-weight:700;font-size:15px;text-decoration:none;border-radius:8px;padding:9px 14px;background:var(--white);color:var(--cobalt-700);border:1px solid var(--line)}
.gsearch:hover{background:var(--steel);color:var(--cobalt-700)}
.gsearch--dark{background:transparent;color:#fff;border-color:rgba(223,195,154,.6)}
.gsearch--dark:hover{background:rgba(255,255,255,.08);color:#fff}
.gsearch--light{margin-top:8px}

/* ---------- page head (about/contact/area/legal/tools) ---------- */
.pagehead{background-color:var(--ground);background-image:linear-gradient(rgba(36,70,168,.06) 1px,transparent 1px),linear-gradient(90deg,rgba(36,70,168,.06) 1px,transparent 1px);background-size:24px 24px;padding:46px 0 44px;border-bottom:1px solid var(--line)}
.pagehead h1{font-size:clamp(1.9rem,3.4vw,2.8rem);font-weight:800;max-width:22em;letter-spacing:-.02em}
.pagehead__lead{font-size:19.5px;color:var(--ink-2);max-width:40em}

/* about / contact / area */
.about__grid{display:grid;grid-template-columns:1.3fr .7fr;gap:44px;align-items:start}
.about__copy p{font-size:19px}
.about__media{max-width:380px;justify-self:end}
.contact__grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.ccard{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:24px;border-top:4px solid var(--cobalt);min-width:0}
.ccard h2{display:flex;align-items:center;gap:10px;font-size:21px}
.ccard h2 svg{color:var(--cobalt)}
.ccard p{font-size:18px}
.ccard__big{font-family:var(--head);font-weight:800;font-size:28px;color:var(--cobalt-700);text-decoration:none}
.email{overflow-wrap:anywhere;word-break:break-word}
.ccard__email{font-family:var(--head);font-weight:700;font-size:17px;color:var(--ink)}
.area-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.area-card{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:22px;border-left:5px solid var(--cobalt)}
.area-card__zip{font-family:var(--head);font-weight:700;font-size:13px;letter-spacing:.08em;color:var(--tan-ink);text-transform:uppercase}
.area-card h3{margin:4px 0 8px;font-size:20px}
.area-card p{margin:0;font-size:17.5px;line-height:1.6}

/* legal + sitemap */
.legal__body{max-width:820px}
.legal__body h2{font-size:1.45rem;margin-top:1.4em}
.legal__body p,.legal__body li{font-size:18px}
.smap{display:grid;grid-template-columns:repeat(2,1fr);gap:26px 40px}
.smap__group h2{font-size:1.3rem;border-bottom:2px solid var(--tan);padding-bottom:6px}
.smap__group ul{padding-left:1.1em}
.smap__group li{font-size:17.5px;margin-bottom:4px}

/* ---------- service page parts ---------- */
.split2{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}
.steplist{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.steplist li{display:flex;gap:14px;align-items:flex-start;background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:16px 18px}
.steplist h3{margin:2px 0 4px;font-size:18px}
.steplist p{margin:0;font-size:17px;line-height:1.55}
.track{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative}
.track::before{content:"";position:absolute;left:24px;right:24px;top:22px;height:4px;background:linear-gradient(90deg,var(--cobalt),var(--tan));border-radius:4px}
.track__step{position:relative;padding:0 16px 0 0}
.track__n{position:relative;z-index:1;display:inline-flex;align-items:center;justify-content:center;width:48px;height:48px;border-radius:50%;background:var(--white);border:4px solid var(--cobalt);font-family:var(--head);font-weight:800;font-size:16px;color:var(--cobalt-700)}
.track__step h3{margin:14px 0 6px;font-size:18.5px}
.track__step p{margin:0;font-size:17px;line-height:1.55}
.svc-body__lead p{font-size:20px;max-width:48em}
.bodygrid{columns:2;column-gap:18px;margin-top:10px}
.bodycard{break-inside:avoid;margin:0 0 18px;display:block;background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:24px 24px 14px;min-width:0}
.bodycard h2{font-size:1.35rem;padding-bottom:10px;border-bottom:2px solid var(--steel)}
.bodycard p,.bodycard li{font-size:17.5px;line-height:1.6}
.bodycard a,.svc-body__lead a,.cost__note a,.tool-how a,.cov-mini__note a,.legal__body a{text-decoration:underline;text-underline-offset:3px}
.note-callout{background:var(--steel);border-left:5px solid var(--tan);border-radius:0 var(--r) var(--r) 0;padding:14px 16px;margin:10px 0 12px}
.note-callout p{margin:0}
.related{padding-bottom:12px}
.rel-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.rel-card{display:grid;grid-template-columns:110px 1fr auto;gap:14px;align-items:center;background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:10px 16px 10px 10px;text-decoration:none;color:var(--ink);min-width:0}
.rel-card:hover{box-shadow:var(--shadow);color:var(--ink)}
.rel-card__img img{width:110px;height:76px;object-fit:cover;border-radius:6px}
.rel-card__t{font-family:var(--head);font-weight:700;font-size:16.5px;line-height:1.3}
.rel-card__go{color:var(--cobalt)}

/* ---------- tools ---------- */
.tool{display:grid;grid-template-columns:1.1fr .9fr;gap:28px;align-items:start}
.tool__form{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:24px;display:grid;gap:16px;min-width:0}
.field{display:grid;gap:6px}
.field label{font-family:var(--head);font-weight:700;font-size:16px;color:var(--ink)}
.field select{width:100%;max-width:100%;font-family:var(--head);font-size:16px;padding:12px 12px;border:1px solid var(--line);border-radius:8px;background:var(--ground);color:var(--ink)}
.tool__out{background:var(--navy);color:var(--on-dark);border-radius:14px;padding:26px;display:flex;flex-direction:column;gap:12px;min-width:0}
.tool__big{font-family:var(--head);font-weight:800;font-size:clamp(1.8rem,3.4vw,2.5rem);color:#fff;line-height:1.1;font-variant-numeric:tabular-nums}
.tool__sub{color:var(--on-dark);margin:0;font-size:17px}
.tool__note{font-size:16px;color:var(--on-dark-2);margin:0}
.tool-how{max-width:860px}
.tool-how p{font-size:18.5px}

/* ---------- footer ---------- */
.foot-map{background:var(--steel);border-top:1px solid var(--line)}
.site-footer{background:var(--navy-900);color:var(--on-dark);padding:52px 0 40px}
.foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:32px}
.foot-name{display:block;font-family:var(--head);font-weight:800;font-size:20px;color:#fff;margin-bottom:10px}
.site-footer p{color:var(--on-dark);font-size:17px;line-height:1.6}
.foot-sub{color:var(--on-dark-2)}
.foot-contact a{color:#fff;font-family:var(--head);font-weight:800;font-size:19px;text-decoration:none}
.site-footer h3{color:var(--tan-soft);font-size:14px;text-transform:uppercase;letter-spacing:.12em;margin-bottom:12px}
.foot-list{list-style:none;padding:0;margin:0}
.foot-list li{margin-bottom:8px;font-size:17px}
.foot-list a{color:var(--on-dark);text-decoration:none}
.foot-list a:hover{color:#fff;text-decoration:underline}
.site-footer .gsearch{background:transparent;color:#fff;border-color:rgba(223,195,154,.6);margin-top:4px}
.foot-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;border-top:1px solid rgba(207,216,234,.18);margin-top:36px;padding-top:20px;font-family:var(--head);font-size:14.5px;color:var(--on-dark-2)}
.foot-disc{margin:14px 0 0;font-family:var(--head);font-size:14.5px}
.foot-disc a{color:var(--tan-soft)}

/* sticky mobile call bar */
.callbar{display:none}
@media (max-width:900px){
  .callbar{display:block;position:fixed;left:0;right:0;bottom:0;z-index:90;background:var(--cobalt);box-shadow:0 -6px 18px rgba(15,31,77,.25)}
  .callbar a{display:flex;align-items:center;justify-content:center;gap:10px;padding:14px 16px;color:#fff;text-decoration:none;font-family:var(--head);font-weight:800;font-size:18px}
  .callbar small{font-size:13px;font-weight:700;color:var(--navy-900);background:var(--tan);border-radius:4px;padding:2px 6px}
  body.is-menu .callbar{display:none}
  .site-footer{padding-bottom:110px}
}

/* ---------- responsive ---------- */
@media (max-width:1100px){
  .svc-grid{grid-template-columns:repeat(2,1fr)}
  .pipeline{grid-template-columns:repeat(2,1fr)}
  .pipeline li:nth-child(2)::after{display:none}
  .checkpanel{grid-template-columns:repeat(2,1fr)}
  .checkpanel li:nth-child(2){border-right:0}
  .checkpanel li:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .risk__split{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr 1fr}
  .rel-grid{grid-template-columns:1fr}
}
@media (max-width:900px){
  .band{padding:56px 0}
  .console__grid,.split2,.claimdoc__grid,.cov__grid,.cov-mini__grid,.reach__grid,.faq__grid,.cta-band__grid,.about__grid,.tool{grid-template-columns:1fr}
  .console__grid{gap:30px}
  .sec-head--row{grid-template-columns:1fr;gap:10px}
  .datastrip__grid,.readbar__grid{grid-template-columns:repeat(2,1fr)}
  .track{grid-template-columns:1fr 1fr;row-gap:24px}
  .track::before{display:none}
  .meters,.wcat-grid{grid-template-columns:1fr}
  .std__rows{grid-template-columns:1fr}
  .risk__list,.about__list{grid-template-columns:1fr}
  .faq__card{position:static}
  .about__media{justify-self:start}
  .area-grid,.contact__grid,.smap{grid-template-columns:1fr}
  .mosaic{grid-template-columns:repeat(2,1fr);grid-auto-rows:150px}
  .bodygrid{columns:1}
  .mosaic__item--tall{grid-row:auto}
}
@media (max-width:600px){
  body{font-size:18px}
  .band{padding:44px 0}
  .console{padding:30px 0 40px}
  .console__lead{font-size:18.5px}
  .btn__num{font-size:21px}
  .btn__sub{font-size:14px}
  .svc-grid{grid-template-columns:1fr;gap:12px}
  .svc-card,.svc-card--feat{display:grid;grid-template-columns:118px 1fr;grid-column:auto}
  .svc-card__img,.svc-card--feat .svc-card__img{aspect-ratio:auto;height:100%;min-height:128px}
  .svc-card__body,.svc-card--feat .svc-card__body{padding:12px 14px;gap:3px}
  .svc-card__t,.svc-card--feat .svc-card__t{font-size:17px}
  .svc-card__d{font-size:16px;line-height:1.45}
  .svc-card__go{display:none}
  .pipeline{grid-template-columns:1fr}
  .pipeline li::after{display:none}
  .checkpanel{grid-template-columns:1fr}
  .checkpanel li{border-right:0;border-bottom:1px solid var(--line)}
  .checkpanel li:last-child{border-bottom:0}
  .datastrip__grid,.readbar__grid{grid-template-columns:1fr 1fr;gap:10px}
  .readout{padding:12px 12px 12px 16px}
  .readout__v{font-size:21px}
  .readout__s{display:none}
  .panel__readouts{grid-template-columns:1fr}
  .track{grid-template-columns:1fr}
  .risk__panel{grid-template-columns:1fr}
  .risk__panel img{height:150px}
  .foot-grid{grid-template-columns:1fr}
  .mosaic{grid-template-columns:1fr 1fr;grid-auto-rows:120px}
  .mosaic__item--wide{grid-column:span 2}
  .rel-card{grid-template-columns:84px 1fr auto}
  .rel-card__img img{width:84px;height:64px}
  .ccard__big{font-size:24px}
  .cost__answer{font-size:18px;padding:14px 16px}
}